Investors seeking stable income and capital preservation often choose Guaranteed Investment Certificates (GICs) instead of market-based fixed income products such as bond funds, bond ETFs, or corporate bonds. GICs provide certainty and protection that many other fixed-income products cannot guarantee. Fixed income investments typically...
By Janet Gray One of the most common questions I’m asked is “When should I take my CPP and OAS?” It’s a crucial retirement decision and the short answer is simple: There is no single “right” age for everyone. The best choice depends on your health, finances and priorities. Here’s a plain-language guide to help you think it through. CPP...
